Certified Funding, L.P. : 2nd Lien Specialists
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Sample Rates for Home Equity Loans
For 700+ scores on lowest scoring borrower and a max debt ratio of 45%.
Other underwriting factors may apply. Second liens only. Maximum loan amount $250,000. Minimum loan amount $40,000. Closed End fixed rate loans only (no lines of credit). Rates and fees are subject to change.
Credit Score15 Year20 Year
700+ 4.99%5.25%
660 - 699 5.75%5.99%
Add 0.5% to rates above for a previous bankruptcy (must be discharged a minimum of 5 years), and another 0.5% to rates above if either borrower is on a work visa.

Examples
The payment on a $75,000 2nd lien with a 15 year fixed rate loan at 4.99% and a 80% CLTV is $592.70. The Annual Percentage Rate is 5.164%.

The payment on a $75,000 2nd lien with a 20 year fixed rate loan at 5.25% and a 80% CLTV is $505.38. The Annual Percentage Rate is 5.388%.

Home Equity Loan Application »
Click here to complete your online loan application, or call our office at 972-248-0200.



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TX-OCCC License #2779-12204
17304 Preston Road, Suite 620   Dallas, Texas 75252
Phone: 800.858.7343
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